Q. I had a co-worker mention that she was unable to use her mom’s Power of Attorney for health care purposes when her mom got sick. I was really shocked because I thought that was what a Power of Attorney was for, isn’t it?

A. No. A Power of Attorney allows the person(s) you have appointed to assist you with legal and financial matters. If you wish to appoint someone to assist you with personal and health care matters, you need to have something called a Representation Agreement prepared. This document also allows the person(s) you have appointed to…